:root{
  --navy:#0B3A6E;--navy-deep:#0A2E5C;--navy-night:#071F40;--ink:#0E2240;--ink-2:#22385A;
  --muted:#4A6283;--muted-2:#5A7090;--line:#E3E9F1;--field:#C9D5E4;--bg:#F6F8FB;
  --teal:#0E7C84;--teal-2:#1597A0;--teal-soft:#E3F6F7;--aqua:#5FD0D6;
  --coral:#C9401F;--coral-dark:#A8331A;--coral-soft:#FDECE6;--white:#FFFFFF;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:'Commissioner',system-ui,-apple-system,'Segoe UI',sans-serif;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy)}a:hover{color:var(--coral)}
input,select,textarea,button{font-family:inherit}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:focus-visible{outline:3px solid #9FD8DC;outline-offset:2px}

/* Header */
.hdr{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:76px;height:auto}
.brand b{display:block;font-size:22px;font-weight:800;color:var(--navy);letter-spacing:-.01em;line-height:1.1}
.brand small{display:block;font-size:11px;font-weight:600;color:#3A5577;letter-spacing:.14em}
.nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.nav a{text-decoration:none;font-weight:600;font-size:15px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 20px;border-radius:999px;font-weight:700;font-size:15px;text-decoration:none;border:none;cursor:pointer}
.btn-coral{background:var(--coral);color:#fff}.btn-coral:hover{background:var(--coral-dark);color:#fff}
.btn-ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}
@media (max-width:760px){.nav .link{display:none}.brand img{width:60px}}

/* Hero */
.hero{background:var(--navy-deep);color:#fff;position:relative;overflow:hidden}
.hero-bg{position:absolute;right:-80px;bottom:-20px;width:760px;max-width:90%;opacity:.09;pointer-events:none}
.hero-row{position:relative;display:flex;flex-wrap:wrap;gap:56px;align-items:stretch;padding:56px 20px 80px}
.hero-left{flex:1 1 460px;min-width:0;display:flex;flex-direction:column;justify-content:space-between;gap:40px}
.pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);padding:8px 14px;border-radius:999px;font-size:14px;font-weight:600;color:#D6E8F7}
.price{margin-top:22px;display:inline-flex;flex-wrap:wrap;align-items:stretch;background:#fff;border-radius:20px;overflow:hidden;box-shadow:0 18px 40px -16px rgba(3,18,40,.6);max-width:100%}
.price-tag{background:var(--coral);color:#fff;padding:16px 22px;display:flex;flex-direction:column;justify-content:center;gap:4px}
.price-tag span:first-child{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:800;letter-spacing:.12em}
.live{width:9px;height:9px;border-radius:50%;background:#fff;display:inline-block;animation:pulse 1.8s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.45;transform:scale(.75)}}
@media (prefers-reduced-motion:reduce){.live{animation:none}html{scroll-behavior:auto}}
.price-tag span:last-child{font-size:15px;font-weight:600;color:#FFE4DA}
.price-val{padding:12px 24px;display:flex;flex-direction:column;justify-content:center;color:var(--ink)}
.price-val small{font-size:14px;font-weight:700;color:#3A5577}
.price-val strong{font-size:clamp(40px,4.6vw,54px);font-weight:800;letter-spacing:-.02em;color:var(--navy);line-height:1}
.price-val em{font-style:normal;font-size:17px;font-weight:700;color:#3A5577;margin-left:6px}
.hero h1{margin:26px 0 0;font-size:clamp(34px,5vw,60px);line-height:1.05;font-weight:800;letter-spacing:-.02em}
.hero h1 span{color:#FF8A66}
.hero h1.h1-area{font-size:clamp(32px,4vw,50px)}
.lead{margin:20px 0 0;font-size:clamp(17px,1.6vw,20px);line-height:1.55;color:#C9DAEE;max-width:560px}
.checks{margin-top:28px;display:flex;flex-wrap:wrap;gap:12px}
.checks div{display:flex;align-items:center;gap:10px;background:rgba(255,255,255,.06);padding:12px 16px;border-radius:14px;font-weight:600;font-size:15px}
.hero-extra h2{margin:0 0 16px;font-size:13px;font-weight:800;letter-spacing:.14em;color:#8FB4DA}
.tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.tile{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:10px}
.tile i{width:44px;height:44px;border-radius:12px;background:rgba(95,208,214,.16);display:flex;align-items:center;justify-content:center}
.tile h3{margin:0;font-size:18px;font-weight:700}
.tile p{margin:0;font-size:15px;line-height:1.5;color:#C9DAEE}
@media (max-width:1000px){.hero-extra{display:none}}

/* Form card */
.card{flex:1 1 420px;min-width:0;max-width:540px;align-self:flex-start;background:#fff;color:var(--ink);border-radius:24px;padding:32px;box-shadow:0 30px 60px -20px rgba(3,18,40,.55);scroll-margin-top:100px}
@media (max-width:480px){.card{padding:22px 18px}}
.card h2{margin:0;font-size:26px;font-weight:800;letter-spacing:-.01em}
.card .sub{margin:6px 0 0;font-size:15px;color:var(--muted);line-height:1.5}
.lbl{font-size:14px;font-weight:600;color:var(--ink-2)}
.lbl em{font-style:normal;font-weight:500;color:var(--muted-2)}
.stepper{display:flex;align-items:center;gap:10px;margin-top:8px}
.step{flex:none;width:52px;height:60px;border-radius:14px;border:none;display:flex;align-items:center;justify-content:center;background:var(--navy);color:#fff;cursor:pointer}
.step:disabled{background:var(--line);color:#9AABC2;cursor:not-allowed}
.lit{flex:1 1 auto;min-width:120px;position:relative}
.lit input{width:100%;height:60px;border:1.5px solid var(--field);border-radius:14px;background:#FBFCFE;text-align:center;font-size:28px;font-weight:800;color:var(--navy);padding:0 44px 0 8px}
.lit span{position:absolute;right:14px;top:50%;transform:translateY(-50%);font-size:15px;font-weight:700;color:var(--muted-2)}
.chips{margin-top:10px;display:flex;flex-wrap:wrap;gap:8px}
.chip{min-height:40px;padding:0 14px;border-radius:999px;font-size:14px;font-weight:700;cursor:pointer;background:#fff;color:var(--navy);border:1.5px solid var(--field)}
.chip[aria-pressed="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.sum{margin-top:14px;background:#F1F5FA;border-radius:14px;padding:14px 16px}
.sum div{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap}
.sum span{font-size:15px;color:#3A5577;font-weight:600}
.sum strong{font-size:30px;font-weight:800;color:var(--navy);letter-spacing:-.01em}
.sum p{margin:4px 0 0;font-size:12px;color:var(--muted-2)}
.fields{margin-top:18px;display:flex;flex-direction:column;gap:12px}
.row{display:flex;flex-wrap:wrap;gap:12px}
.f{flex:1 1 180px;display:flex;flex-direction:column;gap:6px}
.f.wide{flex:2 1 220px}.f.narrow{flex:1 1 140px}
.f input,.f select,.f textarea{height:50px;padding:0 14px;border:1.5px solid var(--field);border-radius:12px;font-size:16px;color:var(--ink);background:#FBFCFE;width:100%}
.f textarea{height:auto;padding:12px 14px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus,.lit input:focus{outline:3px solid #9FD8DC;outline-offset:1px;border-color:var(--teal-2)}
.hint{margin:-4px 0 0;font-size:12px;color:var(--muted-2)}
.consent{display:flex;align-items:flex-start;gap:10px;font-size:13px;line-height:1.45;color:var(--muted)}
.consent input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--navy);flex:none}
.err{margin:0;background:var(--coral-soft);color:#9E2F14;border-radius:10px;padding:10px 14px;font-size:14px;font-weight:600}
.submit{min-height:58px;border:none;border-radius:14px;background:var(--coral);color:#fff;font-size:18px;font-weight:800;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:10px}
.submit:hover{background:var(--coral-dark)}
.or{display:flex;align-items:center;gap:12px;color:#8094AE;font-size:14px;font-weight:700}
.or::before,.or::after{content:"";flex:1;height:1px;background:#DCE4EE}
.callme{min-height:54px;border:2px solid var(--navy);border-radius:14px;background:#fff;color:var(--navy);font-size:17px;font-weight:800;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:10px}
.callme:hover{background:#F1F5FA}
.note{margin:0;text-align:center;font-size:13px;color:var(--muted-2)}
button[disabled].submit,button[disabled].callme{opacity:.6;cursor:wait}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.done{text-align:center;padding:32px 8px}
.done i{width:72px;height:72px;border-radius:50%;background:var(--teal-soft);display:flex;align-items:center;justify-content:center;margin:0 auto}
.done h2{margin-top:20px;font-size:28px}
.done p{margin:12px 0 0;font-size:17px;line-height:1.55;color:#3A5577}
.done button{margin-top:24px;min-height:48px;padding:0 22px;border-radius:12px;border:2px solid var(--navy);background:#fff;color:var(--navy);font-weight:700;font-size:16px;cursor:pointer}

/* Sections */
.cta{padding-top:48px}
.cta-box{background:var(--coral);color:#fff;border-radius:28px;padding:clamp(32px,5vw,56px);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.cta-box h2{margin:0;font-size:clamp(28px,3.4vw,40px);line-height:1.12;font-weight:800;letter-spacing:-.02em}
.cta-box p{margin:10px 0 0;font-size:18px;line-height:1.5;color:#FFE4DA}
.cta-btns{display:flex;flex-wrap:wrap;gap:12px}
.cta-btns a{background:#fff;color:var(--coral-dark);text-decoration:none;font-size:18px;font-weight:800;padding:0 28px;min-height:56px;border-radius:14px;display:inline-flex;align-items:center;gap:10px}
.cta-btns a.alt{background:transparent;color:#fff;border:2px solid #fff}
.eyebrow{margin:0;font-size:14px;font-weight:700;letter-spacing:.14em;color:var(--teal)}
.h2{margin:12px 0 0;font-size:clamp(28px,3.6vw,44px);line-height:1.1;font-weight:800;letter-spacing:-.02em}
.sec{padding-top:72px;padding-bottom:40px}
.grid4{margin-top:44px;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.feat{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px}
.feat i{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center}
.feat h3{margin:20px 0 0;font-size:20px;font-weight:700}
.feat p{margin:10px 0 0;font-size:16px;line-height:1.55;color:var(--muted)}
.steps-box{background:#fff;border:1px solid var(--line);border-radius:28px;padding:clamp(28px,5vw,56px)}
.steps{margin-top:40px;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:32px}
.steps b{width:56px;height:56px;border-radius:50%;color:#fff;font-size:24px;font-weight:800;display:flex;align-items:center;justify-content:center}
.steps h3{margin:18px 0 0;font-size:20px;font-weight:700}
.steps p{margin:12px 0 0;font-size:16px;line-height:1.55;color:var(--muted)}
.who{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.who div{border-radius:20px;padding:32px}
.who h3{margin:0;font-size:22px;font-weight:800}
.who p{margin:10px 0 0;font-size:16px;line-height:1.55}
.faq{max-width:860px;margin:0 auto;padding:56px 20px 96px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 24px;margin-top:12px}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:64px;font-size:18px;font-weight:700}
.faq summary::-webkit-details-marker{display:none}
.faq summary span{font-size:26px;color:var(--coral);font-weight:500;transition:transform .2s ease}
.faq details[open] summary span{transform:rotate(45deg)}
.faq details p{margin:0 0 20px;font-size:16px;line-height:1.6;color:var(--muted)}
.ftr{background:var(--navy-night);color:#A9BED8}
.ftr .wrap{padding-top:40px;padding-bottom:40px;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:24px}
.ftr b{font-size:22px;font-weight:800;color:#fff;display:block}
.ftr small{font-size:11px;font-weight:600;letter-spacing:.14em}
.ftr a{color:#fff;text-decoration:none}
.ftr ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px;font-size:15px}
.ftr p{margin:0;font-size:14px}
.crumbs{font-size:14px;color:var(--muted);padding-top:10px;padding-bottom:10px}
.crumbs a{text-decoration:none;font-weight:600}
.seo-cols{margin-top:24px;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:8px 40px}
.seo-cols p{margin:0 0 14px;font-size:17px;line-height:1.7;color:#33496A}
.seo-cols strong{color:var(--ink)}
.areas{margin-top:28px;display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:12px}
.areas a{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;min-height:52px;text-decoration:none;font-weight:700;font-size:15px;color:var(--navy)}
.areas a:hover{border-color:var(--teal-2);color:var(--teal)}
.ftr .ftr-areas{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px 20px;font-size:14px}
.ftr .ftr-areas a{color:#A9BED8}.ftr .ftr-areas a:hover{color:#fff}
@media (max-width:560px){.ftr .ftr-areas{grid-template-columns:1fr}}
.fab{display:none}
@media (max-width:760px){.fab{display:flex;position:fixed;right:16px;bottom:16px;z-index:30;width:60px;height:60px;border-radius:50%;background:var(--coral);align-items:center;justify-content:center;box-shadow:0 10px 24px -6px rgba(201,64,31,.6)}}